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REALTOR ®
ASK WHY |
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Buying a home can be one of your most significant
investments in life. Not only are you choosing your
dwelling place, and the place in which you will bring up
your family, you are most likely investing a large portion
of your assets into this venture. The more prepared you are
at the outset, the less overwhelming and chaotic the buying
process will be. The goal of this page is to provide you
with detailed information to assist you in making an
intelligent and informed decision. Remember, if you have any
questions about the process, I'm only a phone call or email
away!
Call or e-mail me today! |
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Mortgage Lender -
Ask your REALTOR ® |
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Many consumers and home mortgage rate
shoppers have been stumped as to how to find a good lender
for a home equity loan or to refinance their home loan. One
key factor to succeed in finding a trusting, fair lender
providing a good home loan deal at a great rate is to look
no further than where you send your mortgage payments. |
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Make sure your current lender has quick access to all
your paper work. Therefore processing your loan will likely
take less time. If your locking in a mortgage rate less
processing time is everything. Also you have been doing
business with this lender and so you are familiar with their
quality of service. |
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Pre-Qualification Letter -
Ask your LENDER |
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- Determine your Credit Score and
Debt-to-Income
Ratios |
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- You will need Paycheck Stubs, Banking Statements, Last 2
years of Tax Returns |
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FIND a HOUSE - Ask your
REALTOR ® |
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Your
REALTOR ® will make
appointments and assist you in finding the RIGHT home |
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Your
REALTOR ® will help you
identify your needs and any faults with the home. |
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HOW To Make an OFFER on a House |
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Your
REALTOR ® will determine
if the price is comparable to the other home sells. -
Comparable Market Analysis |
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Your
REALTOR ® will help you
make an offer based upon the information from CMA and their
knowledge of the Market |
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Your
REALTOR ® will submit your
offer to the Sellers Agent |
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Your
REALTOR ® will WALK YOU
THRU THE WHOLE PROCESS until Closing... |
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